The Influence of Financial Knowledge, Financial Attitude on Financial Management Behavior
English
Keywords:
financial knowledge, financial attitude, financial management behaviorAbstract
The role of financial knowledge and financial attitudes is very important in various behaviors that will have an impact on student financial management. Financial knowledge for college students includes budgeting, debt management, basic investments, taxes, and short- and long-term financial planning. This helps students manage their finances wisely during college and builds the foundation for a more financially stable future. Another factor that affects student financial management is financial attitude. This study aims to determine how financial knowledge and financial attitudes affect student financial management behavior. This research uses quantitative method with a research sample using purposive sampling which amounted to 39 samples. The sample used in this study were students of Tadulako University, majoring in faculty of economics. The data collection instrument uses primary data obtained through a questionnaire. The results of this study indicate that financial knowledge, and financial attitude have a positive effect on financial management behavior simultaneously. As well as financial knowledge have a positive effect on financial management behavior partially, financial attitude has a positive effect on financial management behavior partially.
References
Afriani, R. I., & Kartika, R. (2021). Pengaruh Financial Knowledge Dan Locus Control Terhadap Financial Management Behavior Mahasiswa Tingkat Akhir Jurusan Akuntansi Universitas Bina Bangsa. Sains: Jurnal Manajemen dan Bisnis, 13(2), 163. https://doi.org/10.35448/jmb.v13i2.10985
Ahmad, A. (2021). Dampak Locus Of Control, Sikap Keuangan, Pendapatan, dan Religiusitas terhadap Perilaku Keuangan. Management & Accounting Expose, 2(2), 105–115. https://doi.org/10.36441/mae.v2i2.102
Asmin, E. A., Ali, M., Nohong, M., & Mardiana, R. (2021). The Effect of Financial Self-Efficacy and Financial Knowledge on Financial Management Behavior. Golden Ratio of Finance Management, 1(1), 15–26. https://doi.org/10.52970/grfm.v1i1.59
Ernawati, E., & Muslimin, M. (2022). LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TADULAKO. 8, 322–330.
Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum, 4(2), 23–35. https://doi.org/10.30601/humaniora.v4i2.1196
Jannah, N. M., Samudra, S., Kadang, J., & Farid, E. S. (2023). Pengelolaan Keuangan Sebagai Upaya Pengembangan Usaha Mantin Organizer Dikota Palu. Indonesian Journal of Multidisciplinary on Social and Technology, 1(1), 32–36. https://doi.org/10.31004/ijmst.v1i1.108
Kautsar, A., & Asandimitra, N. (2019). Financial Knowledge as Youth Preneur Success Factor. Journal of Social and Development Sciences, 10(2(S)), 26–32. https://doi.org/10.22610/jsds.v10i2(S).2906
Kornelius, Y., & Chintya Dewi Buntuang, P. (2022). DAMPAK KOMPENSASI DAN BEBAN KERJA TERHADAP KEPUASAN KERJA TENAGA HONORER. Jurnal Ekonomi dan Bisnis (EK&BI), 5(1), 145–150. https://doi.org/10.37600/ekbi.v5i1.489
Napitupulu, J. H., Ellyawati, N., & Astuti, R. F. (2021). Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa Kota Samarinda. Jurnal Pendidikan Ekonomi (JUPE), 9(3), 138–144. https://doi.org/10.26740/jupe.v9n3.p138-144
Nobriyani, A. P., & Haryono, N. A. (2019). FAKTOR-FAKTOR YANG MEMENGARUHI FINANCIAL MANAGEMENT BEHAVIOR PADA KELUARGA TKI DI KABUPATEN PONOROGO. 7.
Prabowo, Moch. S., & Asandimitra, N. (2021). Faktor yang Memengaruhi Financial Satisfaction Pengguna E-Commerce di Surabaya. Jurnal Ilmu Manajemen, 9(1), 28. https://doi.org/10.26740/jim.v9n1.p28-41
Putri, M. H., & Pamungkas, A. S. (2019). Pengaruh Financial Knowledge, Locus of Control dan Financial Self Efficacy Terhadap Financial Behavior. Jurnal Manajerial Dan Kewirausahaan, 1(4), 926. https://doi.org/10.24912/jmk.v1i4.6591
Rahayu, R., & Utomo, S. W. (2020). PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL KNOWLEDGE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR MAHASISWA.
Rahmawati, N. W., & Haryono, N. A. (2020). ANALISIS FAKTOR YANG MEMENGARUHI FINANCIAL MANAGEMENT BEHAVIOR DENGAN MEDIASI LOCUS OF CONTROL. 8.
Sandi, K., Worokinasih, S., & Darmawan, A. (2020). PENGARUH FINANCIAL KNOWLEDGE DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL BEHAVIOR PADA YOUTH ENTREPRENEUR KOTA MALANG.
Siswanti, I., & Halida, A. M. (2020). FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE, AND FINANCIAL MANAGEMENT BEHAVIOR: SELF–CONTROL AS MEDIATING. And. . . . ., 28(01).
Sri Ayuni, N. M., & Sinta Lestari, N. K. D. (2022). PENGARUH FINANCIAL KNOWLEDGE DAN INCOME MELALUI LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR. E-Jurnal Ekonomi dan Bisnis Universitas Udayana, 1141. https://doi.org/10.24843/EEB.2022.v11.i09.p11
Tallesang, M., Nuriyasanti, I., & Darman, D. (2018). ANALISIS LITERASI KEUANGAN WANITA WIRAUSAHA PADA INDUSTRI SARUNG TENUN DONGGALA DI SULAWESI TENGAH.
Turnip, M., & Krisnandi, H. (2023). Locus of Control Mediates Financial Attitudes, Knowledge, and Income effects on Millenial Financial Management Behavior in DKI Jakarta. Jurnal Manajemen dan Kewirausahaan, 11(2), 153–161. https://doi.org/10.26905/jmdk.v11i2.9624