Mohd Damit, M. R. ., & Mohammed, R. @ U. B. . (2024). Descriptive Study of Demographic Factors and Takaful Subscription in Kota Kinabalu Sabah Based on The Theory of Planned Behaviour. International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM), 1(1), 706–723. https://doi.org/10.21009/ISC-BEAM.011.50