MULYADI, Wahyu. Digital Transformation Through Artificial Intelligence: Implication for the Financial Performance of the Banking Sector . International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM), [S. l.], v. 4, n. 2, 2025. Disponível em: https://journal.unj.ac.id/unj/index.php/isc-beam/article/view/61526. Acesso em: 30 may. 2026.