Zahra Hafizha Isaura, Chikita Putri Prameswari, and Osly Usman. 2024. “Determinants of User Trust in Financial Technology Usage in Indonesia”. International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM) 1 (1):995-1008. https://doi.org/10.21009/ISC-BEAM.011.70.