Sri Rahayu Ramadhani, Sri Rahayu Ramadhani. 2024. “The Effect of Financial Capability and Trust on The Adoption Fintech Services”. International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM) 2 (1):3064-71. https://journal.unj.ac.id/unj/index.php/isc-beam/article/view/47071.