Saratian, Eko Tama Putra, et al. “Why Lag Behind? Investigating Business Sustainability Challenges in First-Mover Sharia Banks: A Systematic Review and Bibliometric Analysis”. International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM), vol. 4, no. 2, Nov. 2025, https://journal.unj.ac.id/unj/index.php/isc-beam/article/view/61623.