Cindy VD, Nurshinta, Usman O. Analysis of Factors Affecting Generation Z’s Intention in Using Shopee PayLater. isc-beam [Internet]. 2024 Feb. 21 [cited 2024 Nov. 5];1(1):420-39. Available from: https://journal.unj.ac.id/unj/index.php/isc-beam/article/view/42777