MELIYANA. CONSTRUCTING CONSUMER EMPOWERMENT THROUGH FINANCIAL FLEXIBILITY: A CRITICAL DISCOURSE ANALYSIS OF KREDIVO’S PAYLATER ADVERTISEMENT. Proceeding of International Seminar on Humanity, Education, and Language, [S. l.], v. 1, n. 1, p. 717–725, 2025. DOI: 10.21009/ishel.v1i1.57075. Disponível em: https://journal.unj.ac.id/unj/index.php/ishel/article/view/57075. Acesso em: 19 may. 2026.