Santika, Anaya Zahra, Ayatulloh Michael Musyaffi, and Gentiga Muhammad Zairin. “Factors Influencing the Adoption of QRIS Digital Payments in MSMEs”. Jurnal Akuntansi, Perpajakan dan Auditing 5, no. 1 (July 11, 2024): 191–208. Accessed November 22, 2024. https://journal.unj.ac.id/unj/index.php/japa/article/view/46962.