Financial Training to Separate Capital and Personal Finance for Wedang Uwuh MSMEs in Wukirsari, Bantul.

Abstract

MSMEs play an important role in Indonesia's economic growth. Wedang Uwuh MSMEs in Wukirsari Village are one of the business actors currently developing the potential of their region. The problem experienced by wedang uwuh MSMEs is that they have not implemented structured financial records, especially in separating business capital from personal finances, which can have an impact on the sustainability of their business. Based on a qualitative approach through interviews, observations, and documentation, the main obstacles faced are low digital literacy, limited recording tools, and concerns about the additional costs of opening a separate account. Through the training, participants were equipped with understanding and skills in preparing simple financial statements such as cash in, cash out, and profit and loss reports. This training is expected to increase business owners' awareness of the importance of orderly financial management to encourage more sustainable business growth, improve decision-making processes, and strengthen the long-term resilience of their enterprises in facing competition.