Kamaruddin, Muhammad Junaid, Yoga Fauzi, and Ela Elliyana. “The Influence of Transaction Speed and Top-Up Facilities on the Decision to Use Fintech OVO With Partner Quantity As the Moderating Variable”. Journal of Business and Behavioural Entrepreneurship 7, no. 2 (December 5, 2023): 59–73. Accessed November 21, 2024. https://journal.unj.ac.id/unj/index.php/jobbe/article/view/37448.