Nuratika, O. et al. 2022. THE EFFECT OF USING DIGITAL WALLETS AND FINANCIAL LITERACY ON CONSUMPTIVE BEHAVIOR OF STUDENTS IN DKI JAKARTA. Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi. 3, 3 (Nov. 2022), 257–268. DOI:https://doi.org/10.21009/jpepa.0303.24.