Soviatri, M., & Rismawati. (2024). THE SIGNIFICANT ROLE OF FINTECH IN EMPOWERING STUDENTS IN THE DIGITAL ERA: AN ANALYSIS WITHIN THE CONTEXT OF DIGITAL FINANCIAL TRANSFORMATION. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 15(01), 01–09. https://doi.org/10.21009/JRMSI.015.1.01