FAJAR, Fajar Wahyudi Utomo; SRI NASTITI, Anggrahita; AKBAR, Hafizul; AURELLIA ARGHANI, Tanaya. PayLater: Between Digital Economy Convenience and Traps for People Living in the Society 5.0 Era. Prosiding Seminar Nasional Pendidikan, Ilmu-Ilmu Sosial, dan Hukum (SENPISHUM), [S. l.], v. 1, n. 1, 2026. Disponível em: https://journal.unj.ac.id/unj/index.php/senpishum/article/view/62532. Acesso em: 8 jun. 2026.