FINANCIAL SOCIALIZATION AGENT, GENDER, PROGRAM STUDI DAN LITERASI KEUANGAN
DOI:
https://doi.org/10.21009/JRMSI.011.1.02Keywords:
literasi keuangan, prodi, gender, financial socialization agentAbstract
Penelitian ini bertujuan untuk membandingkan tingkat literasi keuangan mahasiswa berdasarkan faktor demografik yaitu prodi dan gender. Selain itu pada penelitian ini juga melakukan perbandingan pengaruh dari financial socialization agent yaitu orangtua, saudara kandung, paman/bibi/sepupu, teman dan media dalam literasi keuangan mahasiswa. Sampel yang digunakan dalam penelitian ini adalah sebanyak 100 mahasiswa Universitas Katolik Musi Charitas. Hasil yang diperoleh dengan pengujian three way ANOVA adalah bahwa mahasiswa yang berasal dari prodi bisnis dan keuangan dan mahasiswa laki-laki memiliki tingkat literasi yang tinggi, serta ditemukan bukti bahwa orangtua memiliki pengaruh paling besar atau dominan dalam literasi keuangan mahasiswa.
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___________________ 2002. “Gender Differences in Personal Financial Literacy
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Robb, C.A., James, R. N. 2009. “Associations Between Individual Charateristic and Financial Knowledge among College Studentsâ€. Journal of Personal Finance.Vol 8, 170-184
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Suliyanto.2009. Metode Riset dan Bisnis.Andi Offset. Bandung.
Wagner, Jamie Frances. 2015. “An Analysis of The Effects of Financial Education on Financial Literacy and Financial Behavioursâ€. Dissertation. Faculty of The Graduate College at The University of Nebraska, Nebraska
Wiyono, Gendro. 2011. 3 in One Merancang Penelitian Bisnis dengan Alat Analisis SPSS 17.0 & Smart PLS 2.0. UPP STIM YKPN. Yogyakarta.
Zia, Bilal. 2009. “Valuing Financial Literacy: Evidence From Indonesia†Finance & PSD Impact, Issue 5.
www.sikapiuangmu.ojk.go.id
http://m.kompasiana.com/rezaramadhanunj/ peran- dan fungsi mahasiswa _55dadb8a54977303099134c5 diakses pada tanggal 22 Oktober 2016
http://m.metrotvnews.com/read/2015/04/22/389892 diaksespada tanggal 23 oktober 2016
http://m.bisnis.com/finansial/read/20160823/90/577511/ojk – luncurkan – buku –literasi – keuangan – tingkat – perguruan - tinggi diakses pada tanggal 22 Oktober 2016
Albeerdy, M. I., Gharleghi, B. 2015. “Determinants of The Financial Literacy Among College Students in Malaysiaâ€. International Journal of Business Administration, Vol. 6 No. 3.
Arellano, A., Camara, N., David, T. 2015. “Explaining The Gender Gap in Financial Literacy: The Role of Non-Cognitive Skillsâ€.
Arikunto, Suharsimi. 2007. Manajemen Penelitian. Rineka Cipta. Jakarta
_________________. 2013. Prosedur Penelitian: Suatu Pendekatan Praktik. Rineka Cipta. Jakarta.
Barber, B.M., Odean, T. 2001. “Boys will be Boys: Gender, Overconfidence, and Common Stock Investmentâ€. The Quarterly Journal of Economics.
Chen, H. & Volpe, R.P. 1998. “An Analysis of Personal Financial Literacy among
College Studentsâ€.Financial Services Review,7(2), 107-128.
___________________ 2002. “Gender Differences in Personal Financial Literacy
among College Studentsâ€. Financial Service Review, 11, 289-307
Clitheroe, P. 2007. “Financial Literacy Australians Understanding Moneyâ€.
Danes, S. M. 1994. “Parental Perception of Children’s Financial Socializationâ€. Financial Counselling and Planning, Vol 5.
Drolet, Marie. 2016. “Gender Differences in The Financial Knowledge of Canadiansâ€. Catalogue No. 75-006-x.
Fox, J., Bartholomae, S., Lee, J. 2005. “Building The Case for Financial Educationâ€. The Journal of Consumer Affairs, Vol. 39, 195-214.
Ghozali, Imam. 2013. Aplikasi Analisis MultivariateDengan Program IBM SPSS 21. Edisi 7. Badan Penerbit Universitas Diponegoro: Semarang.
Gilligan, Heidi Linn. 2012. “An Examination of The Financial Literacy of California College Students. Dissertation. College of Education California
State University. Long Beach.
Goldsmith, E., Goldsmith, Ronaldo. 1997. “Gender Differences in Perceived and Real Knowledge of Financial Investmentsâ€. Psychological Reports 80, 236-248.
Gudmunson, C. G., Danes, S. M. 2011. “Family Financial Socialization: Theory and Critical Reviewâ€. Journal Family Economics, Issue 32, 644-667.
Gumanti, T.A. 2009. Behavior Finance: Suatu Telaah. Jurnal Usahawan No. 01
Harrison, T., Marchant, C., Ho, M. 2014.“Conceptualizing Financial Socializationâ€.
Hartono, Jogiyanto. 2015. Metodelogi Penelitian Bisni. Edisi 6.BPFE.Yogyakarta.
Hidajat, Taofik. 2015. Literasi Keuangan. STIE Bank BPD Jateng. Jawa Tengah
Jorgensen, Bryce. 2002. “Financial Literacy of College Student: Parental and Peer Influencesâ€. Thesis.Virginia Polytechnic Institute and State University.
Krishna, Ayu, Maya, Sari & Rofi Rofaida. 2010. “Analisis Tingkat Literasi Keuangan di Kalangan Mahasiswa dan Faktor-Faktor yang Mempengaruhinya: Survey Pada Mahasiswa Universitas Pendidikan Indonesiaâ€. Proceedings of The 4th International Conference on Teacher Education; Join Conference UPI & UPSI Bandung, Indonesia, 8-10 November 210. Hal 552560.
Kuncoro, Mudrajat. 2013. Metode Riset Untuk Bisnis & Ekonomi (Bagaimana Meneliti dan Menulis Tesis?). Erlangga. Jakarta.
Kyungho, J., Hahn J. & Park, H. 2014. “Comparison of Financial Literacy Between Korean and U.S High School Studentsâ€. International Review ofEconomics Education.Vol 16 (A), 22-38.
Lantara, L. W. N., Kartini, N. K. R. 2015. “Financial Literacy Among University Students: Empirical Evidance From Indonesiaâ€. Journal of Indonesian Economi and Business, Vol. 30, No.3, 247-256.
Lirgg, Cathy D.1991. “Gender Differences in Self-Confidence in Physical Activity: A Meta Analysis of Recent Studiesâ€. Journal of Sport and Exercise Psychology, 8, 294-310.
Lusardi, A., Mitchell, O.S. 2014. “The Economic Importance of Financial Literacy: Theory and Evidenceâ€. Journal of Economics Literature, 52 (1), 1-40.
Lyons, A. C., Scherpf, E., Roberts, Helen. 2006. “Financial Education and Communication Between Parents and Childrenâ€. The Journal of Consumer Education, Vol. 23.
Mandell, Lewis. 2008. “The Financial Literacy of Young American Adultsâ€.
Margaretha, F., Reza A.P. 2015. Tingkat Literasi Keuangan Pada Mahasiswa S1 Fakultas Ekonomi. Jurnal Manajemen Keuangan Vol. 17 No 1. ISSN 1411-1438.
Nidar, S.R., Bestari, S. 2012. “Personal Financial Literacy Among University Students (Case Study at Padjajaran University Students, Bandung, Indonesia)â€. World Journal of Social Sciences, Vol.2 No.4, 162-171.
Papalia, D.E, Sally W. O, Ruth D.F. Human Development (Perkembangan Manusia). 2009. Salemba Humanika.
Robb, C.A., Deanna L.S. 2009. Effect of Personal Financial Knowledge Student’s Credit Card Behaviour. Journal of Financial Counceling and Planning Volume 20, Issue 1.
Robb, C.A., James, R. N. 2009. “Associations Between Individual Charateristic and Financial Knowledge among College Studentsâ€. Journal of Personal Finance.Vol 8, 170-184
Sardiman, A.M. 2012. Interaksi dan Motivasi Belajar Mengajar.Jakarta. CV. Rajawali
Sekaran, Uma. 2006. Research Methods for Business (Metode Penelitian Untuk Business). Edisi 4. Salemba Empat. Jakarta
Sohn, S. H., Joo, S. H., Grable, J. E., Lee, S., Kim, M. 2012 “Adolescent’s Financial Literacy: The Role of Financial Socialization Agents, Financial Experience, and Money Attitudes in Shaping Financial Literacy Among South Korean Youth. Journal of Adolescence 35, 969-980.
Stagliano, Augustine A. 2005. Rath & Strong’s Six Sigma Advanced Tool Pocket Guide. Cara Menggunakan Rancangan Eksperimen Analisis Varian, Analisis Regresi, dan 25 Alat Canggih Lainnya. Andi: Yogyakarta.
Sudjana, Nana. 2009. Penilaian Hasil Proses Belajar Mengajar. PT. Remaja Rosdakarya Offset: Bandung
Sugiyono. 2010. Metodelogi Penelitian Bisnis (Pendekatan Kuantitatif, Kualitatif, R&D). Alfabeta. Bandung.
Suliyanto.2009. Metode Riset dan Bisnis.Andi Offset. Bandung.
Wagner, Jamie Frances. 2015. “An Analysis of The Effects of Financial Education on Financial Literacy and Financial Behavioursâ€. Dissertation. Faculty of The Graduate College at The University of Nebraska, Nebraska
Wiyono, Gendro. 2011. 3 in One Merancang Penelitian Bisnis dengan Alat Analisis SPSS 17.0 & Smart PLS 2.0. UPP STIM YKPN. Yogyakarta.
Zia, Bilal. 2009. “Valuing Financial Literacy: Evidence From Indonesia†Finance & PSD Impact, Issue 5.
www.sikapiuangmu.ojk.go.id
http://m.kompasiana.com/rezaramadhanunj/ peran- dan fungsi mahasiswa _55dadb8a54977303099134c5 diakses pada tanggal 22 Oktober 2016
http://m.metrotvnews.com/read/2015/04/22/389892 diaksespada tanggal 23 oktober 2016
http://m.bisnis.com/finansial/read/20160823/90/577511/ojk – luncurkan – buku –literasi – keuangan – tingkat – perguruan - tinggi diakses pada tanggal 22 Oktober 2016
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Published
2020-04-10
How to Cite
Yuliana Ester S, & , F. S. (2020). FINANCIAL SOCIALIZATION AGENT, GENDER, PROGRAM STUDI DAN LITERASI KEUANGAN. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 11(1), 20–45. https://doi.org/10.21009/JRMSI.011.1.02
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