THE EFFECT OF INTEREST RATE OF CREDIT AND THIRD PARTY  FUNDS ON THE NUMBER OF CREDIT DISTRIBUTION AT  NATIONAL PRIVATE COMMERCIAL BANKS IN INDONESIA, 2015- 2019

Harya Kuncara Wiralaga; Karuniana Dianta Sebayang; Dewi Nurlatifah

doi:10.21009/jpepa.0303.22

THE EFFECT OF INTEREST RATE OF CREDIT AND THIRD PARTY FUNDS ON THE NUMBER OF CREDIT DISTRIBUTION AT NATIONAL PRIVATE COMMERCIAL BANKS IN INDONESIA, 2015- 2019

Authors

Harya Kuncara Wiralaga Faculty of Economics, Universitas Negeri Jakarta, Indonesia
Karuniana Dianta Sebayang Faculty of Economics, Universitas Negeri Jakarta, Indonesia
Dewi Nurlatifah Faculty of Economics, Universitas Negeri Jakarta, Indonesia

DOI:

https://doi.org/10.21009/jpepa.0303.22

Keywords:

Loan Interest Rates, Third Party Funds, Total Loans

Abstract

This study aims to determine the effect of interest rates on loans and third party funds at National Private Commercial Banks in Indonesia in 2015-2019. The sampling technique uses purposive sampling method. The sample in this study consisted of 39 banks. The data analysis technique used in this research is multiple linear regression analysis, classic assumption test which includes normality test, multicollinearity test and heteroscedasticity test and hypothesis test including t test, f test and coefficient of determination. The model used in this study is the Fixed Effect Model. The results of the researchj show that the lending rate has a
significant negative effect on the amount of credit disbursement, while third party funds have a significant positive effect on the amount of lending.

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Published

2022-11-28

How to Cite

Wiralaga, H. K., Sebayang, K. D., & Nurlatifah, D. (2022). THE EFFECT OF INTEREST RATE OF CREDIT AND THIRD PARTY FUNDS ON THE NUMBER OF CREDIT DISTRIBUTION AT NATIONAL PRIVATE COMMERCIAL BANKS IN INDONESIA, 2015- 2019. Jurnal Pendidikan Ekonomi, Perkantoran, Dan Akuntansi, 3(3), 231–244. https://doi.org/10.21009/jpepa.0303.22

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Issue

Vol. 3 No. 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi

Section

Articles

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Articles in Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi are Open Access articles published under the Creative Commons CC BY-NC-SA License This license permits use, distribution and reproduction in any medium for non-commercial purposes only, provided the original work and source is properly cited. Any derivative of the original must be distributed under the same license as the original.